car insurance |
Why you should have to buy Car Insurance?
Under the Act 1988 having four-wheelers, Insurance is necessary for everyone. The insurance companies give you the damage compensation for your four-wheeler.
- It's giving money to your family if you die in a car accident.
- If you have a car accident and somebody files a case against you then the insurance companies are paying the money in that case.
- If you have a car accident and your car is damaged then these insurance companies are paying the bill of damages.
- If your car is stolen or damaged by fire then these insurance companies are giving you money for that.
How to buy car insurance online?
Here we are going to see how you are getting new car insurance online.
First, you have to open the site of policy bazaar and then choose the options car insurance and then new page opens where you have to fill in your car Number and click on Get Quotes after clicking on Get Quotes the site open the new page where you have to choose your car brand and then again a new page will open where you have to select a model number then you have to choose fuel type.
Then again a new page will open where you have to choose a car variant (you can find your car variant in your car R.C).
After Selecting your Car Variant you have to select Car registration Year (this is also mentioned in your car RC).
Then you get a new page where you have to fill in your full name, email, and mobile number and click on continue.
Then they ask you about the last policy's expiration date, if you don't remember then simply you have to choose don't know.
After that one new page opens and asks "has your existing policy expired? you have to select it according to your last policy.
Then a new page opens and there is a question " Did you make a claim in your existing policy? you have to select the option according to you.
Now you have a new and final page where you get the option of insurance companies.
you have to select according to your choice.
There are two types of plans Comprehensive/standard and Third-Pary but you have to select anyone.
The basic difference between comprehensive/standard car insurance and Third-Pary car insurance.
Comprehensive/standard car insurance
In case of an accident, it also gives money to the person with whom the accident happened along with you.
Third-party car insurance
It will only give you money in case of an accident.
Now you have to select your trusted company or favorite. after that, you have a page where your car details are showing and there you have to select your previous car insurance company and previous policy type and the owner of the car all these details you can find on your car paper.
Then you have to click on pay online after clicking on it you can see the various methods of payment like Debit card, Credit card, Net banking, UPI, Wallet, EMI.
If you choose Bajaj Allianz third-party insurance you have to pay 2,444rs.
After payment, you have to fill in your address detail where the insurance paper will send by the company.
Now you have to fill in your engine number and chassis Number ( this detail you can find in your RC)
Here you go now you download your Insurance paper.
this paper will valid all over India.
- Fill in your four-wheeler make, Model, variant, registration date, select a new car and select the city in which you are going to drive. then press Get Quotes and choose your favorite plan.
- choose a Third-Pary Liability or a Standard package which is comprehensive insurance.
- Fill in your details about the no claim bonus earned.
- Then you will get Quotes for your premium if you have chosen a standard policy plan you can get more offers by selecting add-ons setting the IDV and giving details that you have a CNG car.
which type of insurance is best for cars?
Generally, There are two types of Car Insurance first is comprehensive which is also called standard or first-party insurance this is the expensive one and it will give you more benefits than the second one which is called third-party insurance.
I hope you love my post.
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